Welcome to the home page of the Journal of Informatics Education and Research for Finance, Mortgages and Insurance. We are a premiere organization dedicated to the study and promotion of knowledge on mortgages and various types insurance.  

The plan for the Journal of Informatics Education and Research for Finance and Insurance was hatched in a meeting in 1993 between members of the different brokerage companies throughout the United States. The first issue came out in January 1994. From twenty subscribers in its first year, the number of the Journal has climbed steadily. It now currently has 8,000 subscribers. The first issue was sent to subscribers in June and the second issue was sent out in December of each calendar year. 

Editors of the Journal of Informatics Education and Research for Finance and Insurance organize a yearly forum discussing the whole gamut of mortgages and insurance products as well as the latest developments in the industry. Freelance agents stand to gain the most benefit from what the Journal has to offer. For example a recent issue we ran delved into the statistics of senior citizens and their interaction with a reverse mortgage calculator.

You can subscribe to the the Journal of Informatics Education and Research for Finance and Insurance at any time of the year. You can register and subscribe and still get in upcoming issue. Subscribe now to the Journal and  be enlightened.

Vol. 5 No. 2 (2025)

Published: 2025-04-01

A Comparative Study on Predictive Performance of Bollinger Band Indicator: An Indian Market View

Dhvani Kangariwala, Suraj Patel, Khushi Jain, Prit Anajwala, Krishna R. Kedia

ROLE OF STATISTICAL TOOLS IN RESEARCH: A KEY TO DATA-DRIVEN INSIGHTS

Puneet Sethi, Rajiv Verma, Pankhuri Agarwal, Disha Rahal

Artificial Intelligence and IoT in Retail Marketing: Innovations in Smart Stores and Personalized Shopping

Rajesh Gupta, Mohammed Usman, Pratibha V Kashid, Lekshmi Mohan, Vishakha A. Gaidhani, Archana R. Ghuge

Gig Economy in India: Transforming Employment Dynamics in the Digital Age

TEJAS YADUVANSHI, UTKARSH KESHARI, RICHA YADUVANSHI, PALIMA PANDEY, PANKAJ KUMAR

Navigating the Niche: Riya Mehta’s Strategic Overhaul at Custom Elements

Sony Varghese, Vemula Dhruthi, Muskaan Sha Muzawer, Srirugvi Kasturi, S.S.R. Koumudi

The Role of Digital Footprints in Shaping Personalized Marketing Strategies

Neelam Raut, Gaganpreet Kaur Ahluwalia, Gauri Patankar, Amar Prabhakar Narkhede

“Brands Development in Digital Marketing Age Across Sectors”

Amitabh Tapadar, Ankita Kothari, Surya Prakash Vaishnav

Revolutionizing Recruitment: An Empirical Study of AI in Talent Acquisition

Amulya G T, Sharmila Fernandes, Abhishek Prakash, D. Ashalatha

Investigation on use of Nano clay for Sustainable Subgrade Construction

Amit Kumar Bera, Ram Karan Singh, Tapan Kumar Mandal

The Impact of Goods and Services Tax (GST) on the Logistic Industry in India

Lingam Sampath, M.Ravindranath, Hema Neelam, K.V.Ravi Kumar

Does self-esteem affect social adjustment during adolescents: A Review

Abhishek Meena, Prachi Shukla, Akanksha Singh, Ritika Pandey, Sarita Srivastav

Enhancing Listening Skills and Learner Engagement through the Use of Audio Books in English Language Instruction

Shikha Dutt Sharma, Srikanta M, Punit Pathak, Zubair Ahmad Bhat, Lalita Pandey, Surbhi M. Sharma

Embedding 21st Century Life Skills in Education

Aruna Babbar, Shyam Sundar, Amandeep Kaur, Dinesh Kumar

AI and Social Interactions: How Artificial Intelligence is Shaping Human Psychology and Social Dynamics

X. Naveenraj, Rita Biswas, Shiva Choudhary, Sweta Kumari, Rammanohar, Jyoti Kulshreshtha, Chhaya Patel

Enhancing Accounting and Business Management Education Through AI-Driven Personalized Learning

Chaitali Bhattacharya, Rahul Pandey, Sweta Shrivastava, Vaishali Sharma, Kuldeep Agnihotri, Prasad Mamuduru

Enhancing Education Quality and Student Knowledge in Higher Education Using Machine Learning to Meet Societal Needs

Munawar Y. Sayed, Babasaheb Ambedkar, Gajendrasinh Natvarsinh Mori, Jagbir Ahlawat, Yashwant Waykar, Babasaheb Ambedkar, Sharmila EMN, Rudresh S

Machine Learning Approaches for Analyzing Stress Adaptation and Resilience Among Teachers in Higher Education

Ganta. Kanaka Mahalakshmi, P. Jayasaradadevi, Julius Irudayasamy, Sushil Kumar, Prashant R. Dhongle, Bhupendra Kumar Patel

Machine Learning-Based Strategies for Enhancing Student Achievement in Higher Education through Engagement and Support

Manish rai, Thiruma Valavan A, Priyanka Bhaskar, Habeeb Syed, Rohit Kumar Abhimalla, Bhupendra Kumar Patel

A Bane of Financial Deceitfulness

Pemmaraju Syamala Deepthi, Maradani Harika Santhosha Kumari, Golla Ramakrishna

The Role of AI-Enabled Customer Relationship Management (CRM) in Customer Engagement

Surinder K Dhingra, Jyoti bhoj, Abhishek Somani, MerleenKuriakose

Personalized Learning for Indian Defence SMEs: A Study on Learner

Chimalamarri Rami Reddy, Gowri Shankar Muppavaram, Abhay Kumar

The Impact of Bitcoin on Global Financial Markets: A Comparative Study of Cryptocurrencies and Traditional Assets

Jayshri Appaso Patil, D. Y. Patil, Aditi Adeep Bhojne, Nirmal C. Soni, Nitin Ranjan

Leveraging Artificial Intelligence and IoT for Real-time Consumer Behaviour Analysis in Marketing

Gajendra Kumar Gupta, Vivek Kumar Mishra, Mohd. Salahuddin Ansari, Sameer Rastogi, Neha Singh

Balancing Competition and Cooperation in Agritech Ecosystems

Ashish H.K. Jha, Sanjeev Kapoor, Avinash H.K. Jha, Prodyumno Mondal

Artificial Intelligence in Consumer Decision-Making: A Review of AI-Driven Personalization and Its Managerial Implications

Hari Leela Vemula, Sakshi Khatri, Vijayalakshmi, Sachin Hatole, Ravindra Kisan Khokrale, Akshay Kumar Gubbala

Exploring the Impact of Artificial Intelligence on Financial Behaviour

Shatrughna B. Patil, Gorkhnath Uttekar, Pankaj Gupta

A Study on the Impact of Employee Engagement on Employee Retention at Thoughtwave Info Systems India Private Limited

Hemanth Kumar Tummalapalli, Y V Naga Kumari, Ch. Pavani, M Vijaya Lakshmi, G Uma Maheswari, S Peter

AI Applications in Talent Acquisition and Retention

Mohsin Shaikh, Ajai Singh, Bhavana Singh, Ravi Kumar C, Chetana M, Badisha V

AI for Strategic Business Planning and Resource Allocation

P. Muthamil Thirumagal, G.Alex Rajesh, Vimala K.V, Prasad Mamuduru, Mihirkumar B. Suthar, Tiji Tom

AI in Leadership Decision-Making and Strategy Formulation

T.Priyanka, Arun Kumar Singh, Vikram Kaushik, G Sripriya, Mihirkumar B. Suthar, Satya Subrahmanyam

AI in Risk Assessment and Management in Finance

B. Loganathan, B.Venugopal, Vinay Bhalerao, Amardeep Bajpai, Venkataiah Pasunoori, Anand Patil

AI-Driven Predictive Analytics for Marketing Campaigns

Santosh Lal, Neha Choudhary, T. Naresh Babu, Praveen Aronkar, V. Noorzia Nasreen, Sanjit Kumar Dash

AI-Powered Fraud Detection and Prevention in Banking

Eqbal Ahmad, Aman Bajpai, B.Venugopal, Kamarajugadda Tulasi Vigneswara Rao, Deepa E, Rajadurai Narayana Murthy

A study on NIFTY 50 Index Monthly Contracts

G. Kamal, Boina Lokesh, Rehana Begum, Meesala Srijaswi, Padamati Radhika, Dhommu Vamsi Krishna

A Five-Year Analysis of Krishna District Cooperative Central Bank

Kamal, T Kranthi Babu, Naaz Parveen, Veeranki Likhitha, Kokkiligadda Lohitha, Peruri Divija Lakshmi

Federated Learning Approaches for Privacy-Preserving AI in Healthcare Data Science

Amith Gudimella, RVS Praveen, Satya Subrahmanya Sai Ram Gopal Peri, Vikrant Vasant Labde, Anurag Shrivastava, Sheela Hundekari

Neuromarketing in the Digital Age: Understanding Consumer Behavior Through Brain-Computer Interfaces

RVS Praveen, Satya Subrahmanya Sai Ram Gopal Peri, Vikrant Vasant Labde, Amith Gudimella, Sheela Hundekari, Anurag Shrivastava

Remote Work and Employee Productivity: Post-Pandemic Strategic HR Perspectives

Satya Subrahmanya Sai Ram Gopal Peri, RVS Praveen, Vikrant Vasant Labde, Amith Gudimella, Anurag Shrivastava, Sheela Hundekari

AI in Talent Acquisition: A Game Changer for Modern Recruitment

Durga Prasad. Repakula, Bharath T.S, Chethan Raj K

Can A.I Be My Personal Therapist?

Shivam Yadav, Ria Patnaik, Arzoo Jaiswal

AI in Personalized Learning and Educational Assessment

Sunayna Iqbal, Pratibha Giri, A.Sridhar, Pratima Mishra, Mihirkumar B. Suthar, C. Priya

Integrating AI in Organizational Management: Implications for Communication Strategies and Social Dynamics

R. Rajagopal, S.Geetha Lakshmi, S. Nagarajan, D. Vigneshwaran, L Shyamala Gowri, Jatin Lamba

Corporate Social Responsibility (CSR) and Its Impact on Business Reputation

Abhinna Srivastava, Lalisetti Ganesh, Shailesh N. Ransariya, Shyam Sunder Tumma, Vineet Kumar, Kiran Khinchi

E-Commerce Business Models: Success Factors and Market Trends

Purnendu Kumar Patra, Sonam Sharma, M. MANIKANDAN, B. Venu Kumar, Avni Sharma, Yedukondalu D

Study of Employee’s Perception on Virtual Training in Information Technology Sector

Anindya Saha, Archita Banerjee, Sougata Majumder, Priyanka Dhar, Abhishek Bhattacharjee

Understanding Indian Market Dynamics: A Comparative Study of Traditional and Green Markets

Abdal Ahmed, Aashi Kashyap, Rohit Rastogi, Aeshwarya Chauhan, Kajal Kumari

Edupreneurship: The Rise of Education Entrepreneurs

Nisha Malik, Arshan Kler, Pallavi Jaggi

A PRIVACY-PRESERVING FRAMEWORK FOR ETHICAL AND SECURE MACHINE LEARNING.

Nishant Kumar, Srikanth Raju S, Mounesh Arkachari, Bhagyashree R Pujari, Bharath J

Decentralized AI: Leveraging Blockchain for Trustworthy Machine Learning Models

Kakarlamudi V S Sudhakar, Shailee Bhatia, Saurabh Mishra, Alpna Sharma, Anupama Jha, Piyal Roy

Optimizing Crypto Trading Strategies with AI and Blockchain

Davinder Singh, Kanchan Choudhary, Shiva Choudhary, Manjunath Menedhal, Jigar Rupani, Christabell Joseph

Sustainable Choices: Understanding Gen Z’s Attitude and Intentions towards Green Products

Jayshree Siddhpuria, Riddhish N. Joshi, Mehul D. Mehta, Swapna Nair

AN EXPLORATORY STUDY OF THE EXPERIENTIAL ECONOMY DURING MAHAKUMBH

Parikshit Mahankal, Shardul Chitale, Prince Agarwal

Day of the Week effect in Indian Stock Market

Deepak Kumar Kedia, Biswajit Satpathy

JUSTICE DELIVERY SYSTEM OF HIMALYAN TRIBES: WITH SPECIAL REFERNCE TO JAUNSAR BAWAR

Vinod Joshi, Ramandeep Kaur, Sandeep Tomar, Kalpana Devi, Pooja Darmora, Prashant Panwar

Innovative Management Strategies for Sustainable Growth in the Digital Age

Yashswini Varde, Debayan Saha, Uttiya Basu, Priyanka Chakraborty, Moupiya Bose, Debasri Dey, Siddharth Kaul

The Impact of Chatbots on Customer Satisfaction in Online Shopping

Mariyappan N, Bhuvaneswari D, Shankargouda Lakkangoudra, Geetha CJ, Gagana V

Comparative Analysis of Options Pricing Models

Shalini Wadhwa, Abhay Kumar, Ramanan Balakrishnan, Abhishek Kumar Sinha

A Study on Technology Adoption and Emerging Trends in E-Commerce

Deepali Kailas Mankar, Mahendra Mahadeo Kurkute, Pradeep Anant Singh, Trushna Kandalkar

AI in Recruitment Enhancing Efficiency or Replacing Human Judgement

Reetika Dadheech, Rushi Anandan Karichalil, K.Sunanda, Navdeep Sindhu

Impact of Green Human Resource Management on Organizational Environmental Performance at Employee Level

Ch.Venkata Siva Varma, Medida Ananthkumar, N.Y.Raju, Chandaloori Adi Lakshmi Devi, C.V.Geetha

Analyzing Impact of Subscription-Based Sales Models on Consumer Retention

K.Ramya, Shivani Naik, Anusha Nadiger, Jancy Ramesh Nadar, Shivani Dabas

Inclusion of Metaverse in Cinematic Representation: Balancing Storytelling and Technology

Karan Singh, Aaqib Anwaar Butt, Shekhar Suman Sinha, Manish Kumar Srivastava

Analyzing the Impact of Digital Literacy and Security on DigiLocker Adoption in India

Anand Upadhyay, Mayank Dedhia, Donna Patil, Pournima Revaje, Victor Nadar

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A Review On Comparative Strength Analysis Of Plain Concrete And Sugarcrete

Anurag Chaubey, Siddharth Jain, Mukesh kumar, Shivani Sonkar, Kunal Chaudhary

COMPARATIVE ANALYSIS OF NORMAL CONCRETE AND FIRE RESILIENT CONCRETE

Siddharth Jain, Chirag Malhotra, Prashant Kumar, Tarun Singh, Nitish Chaudhary

DEVELOPMENT OF SMART & SELF HEALING CONCRETE - A NEW TECHNOLOGY

Siddharth Jain, Anurag Chaubey, Dirvesh kumar, Kshitiz kr singh, Arihant jain, Priyanshu khotiyan

CYBERSECURITY LAWS IN THE DIGITAL AGE: GAPS AND RECOMMENDATIONS

Archna Sehrawat, Apoorva Singh Katiyar, Vaishali, Bishnanand Dubey, Anurag Sharma, Yogesh Chandra Gupta

PROBLEMS AND CHALLENGES TOWARDS AGRIPRENEURSHIP: A RELATIVE IMPORTANCE INDEX ANALYSIS

R. Lalhmingthanga, Carolyn Vanlahriati, E. Nixon Singh, Samuel J.Laltlanzaua

The Role of Carbon Credits in Enhancing Company Profitability

Monu Bhardwaj, Namrata Prakash, Rupa Khanna Malhotra

Surveillance systems for Bioterrorism: A Global Perspective

Bhumika Rathore, S Ghosh, Avi Kumar Bansal, Sandhya Dutta

Analyzing the Role of Gender-Inclusive Policies in Promoting Women’s Entrepreneurship

Chaitali Chandarana, Rajkumar Gupta, Pradeep Gupta, Abhijit Thombre

Bulldozing Justice: Erosion of the Rule amid Rampant State – Sanctioned Demolitions

Uttiya Basu, Charu Maheshwari, Gopal Kag, Gaurav Gupta, Anurag Sharma, Rakhi Pande

Digital Marketing Strategies For Small Businesses- An Empirical Study

Vilas Nair, Manmohan Chaudhry, Rakshita M Allappanavar, Anvesha Jaulkar

Evolving Jurisprudence On Marital Rape: A Comparative Legal Study

Arushi Sharma, Sonia Grewal Mahal, Madhuri Irene, Sourabh Batar, Yogesh Chandra Gupta, Atul Kumar

The Role Of International Law In Addressing Climate Change

Ankita Sharma, Pratiksha Bhardwaj, Shivanshi Gupta, Bishnanand Dubey, Toshali Pattnaik, Sourabh Batar

A Study of The Impact of Engaging Content on Lead Generation

Nitin Joshi, Dinesh Sonkul, Chaitanya Pawar, Abhay Daudkhane

AI-Powered Analysis of Teacher Self-Efficacy and Teaching Quality in Higher Vocational Education

Chaitali Bhattacharya, Nidhi Pathak, CMA Maithili S Malpure, Jetal J. Panchal, Franklin Salvi, Pravin Kulurkar

Machine Learning for Evaluating the Mediating Effect of Entrepreneurial Culture on Higher Education Social Responsibility and Business Sustainability

A Jesintha Rani, Thiruma Valavan A, R. Kanaka Durga, G. Thamaraiselvi, M.V.Senthamizh Selvi, Kalpesh Rasiklal Rakholia

The Evolution of Microfinance in India: A Comparative Assessment of UPA and NDA Governance (2004-2024)

Hitarth Diwan, Vatsal Patel, Janki Mistry, Keren Khambhata, Dhaval Maheta

Customer Engagement Strategies and their Impact on E-Commerce Loyalty

Krishna Kumar TP, J. Bamini, A. Devendran, CH.Madhavi Latha, Akshay Kumar Gubbala, Manoj M

LEGAL WARFARE: USING INTERNATIONAL LAW AS A WEAPON AGAINST GLOBAL TERRORISM

Makhan Saikia, Vyas Kumar Yadav, Nishtha Agrawal, Amrita Singh, Charu Grover, Rachit Sharma

Role of Leadership in Media Organizations

Girish Kumar Singh, Khursheed Alam, Punam Kumari, Shailender Kumar, Raj Mishra, Sandhya Sharma

Economic Impact Of Financial Scams On Emerging Economies: A Legal Review

Sushil Kumar Singh, Amrita Singh, Namah Dutta, Ravinder Sharma, Sakshi Gupta, Abhishek Kumar

Connecting Responsibly: Ethics of Social Media Use Among Older Adults

M R Jhansi Rani, C B Venkata Krishna Prasad, Chitranka K

Factors Influencing Job Satisfaction of Loco Pilots: A Study of Two Railway Divisions in South India

Vaddi Ramesh, Neetu Naresh Udgirkar, Suresh Babu Cheelapogu, Avinash Pawar

How 5G Technology Will Transform Digital Advertising Strategies?

Ishika Agarwal, Ranjitha. P. K, S. Md. Shakir Ali, Akanksha Kathuria, Vinay Raj R
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