Welcome to the home page of the Journal of Informatics Education and Research for Finance, Mortgages and Insurance. We are a premiere organization dedicated to the study and promotion of knowledge on mortgages and various types insurance.  

The plan for the Journal of Informatics Education and Research for Finance and Insurance was hatched in a meeting in 1993 between members of the different brokerage companies throughout the United States. The first issue came out in January 1994. The dues then were at $20 per year. From twenty subscribers in its first year, the number of the Journal has climbed steadily. It now currently has 8,000 subscribers at the subscription rate of $40 per year. The first issue is sent to subscriber in June and the second issue is sent out in December of each calendar year. 

Editors of the Journal of Informatics Education and Research for Finance and Insurance organize a yearly forum discussing the whole gamut of mortgages and insurance products as well as the latest developments in the industry. Freelance agents stand to gain the most benefit from what the Journal has to offer. For example a recent issue we ran delved into the statistics of senior citizens and their interaction with a reverse mortgage calculator.

You can subscribe to the the Journal of Informatics Education and Research for Finance and Insurance at any time of the year. You can pay $40 and still get in upcoming issue. Subscribe now to the Journal and  be enlightened.

Vol. 4 No. 3 (2024)

Published: 2024-08-05

A Study on Determinants of Profitability in Indian Banks

Mahesh Joshi, Prerna Kothari, Sanjay Kavishwar

Consumer Buying Behaviour: Selection of Fashion Apparels

Tishya Chaure, Shruti Gautam, Bilal Tafazzul Husain

CSR Practices in India: Way Ahead

Jay Ram Rana Bhat, Manish Kumar, Sweta Singh

The Enduring Power of a Brand Mascot: The Utterly Butterly Amul Girl

Venkatesh Ganapathy, Chithambar Gupta, Radhika Arora

"Macro and Micro Factors Affecting Hedge Funds in India and Their Investment Strategies”

Jagabandhu Padhy, Amit Bathia, Kushagra Goel, Dhara Vora, Raj Shah, Ananya Bajoria

Exploring the Impact of Digital Transformation on Business Operations and Customer Experience

Sayyad Vakeel Ahmad Munaf Ali, Monika Sharma, Ramyashree K K, Kawerinder Singh Sidhu, Deepak Singh Bhadauria, Sumeet Gupta

Data-Driven Decision-Making: Leveraging Analytics for Performance Improvement

A. Vinay Bhushan, G. Lakshmi, S. Dhivya devi, Subhajit Brojabasi, Syed Shujauddin Sameer, Usman AK

Implementing Experiential Learning Strategies for Enhanced Business Education in India: Challenges and Opportunities

S S Prasada Rao, S.Chandra Sekhar, T.Chandra Sekhar Yadav, V. Praveen Kumar, B M Hari Haran

Transforming Hr Operations with AI: Case Studies and Best Practices

A. Narasima Venkatesh, G.Kannan, T. Joel Gnanapragash

Mutual Funds Unveiled: A Performance Review and Comparative Analysis

Subhramaya Nayak, Sushil Kumar Pradhan, Prasanna Kumar Baral

Beyond the Balance Sheet: Employee Perspectives on the Indian Demonetization

Jitendra Kumar Dubey, Ankit Garg, Cheenu Rathi, Ritesh Kumar Singhal, Himanshu Sharma, Sakhi Aneja

Exploring the Fairness Implications of A.I Replacing Human Decision-Makers in HR Management: A Case Study on Resume Screening

Ankit Garg, Sachin Sharma, Rashmi Singh, Surbhi Agarwal, K.Suresh Kumar, Abhinandan Tyagi, Harshit Singhal

Applied Machine Learning for Predicting Crop Performance: A Supervised Learning Perspective

Somnath Mullick, R Naveenkumar, Sandip Bhattacharjee, Rahul Singha

Harnessing AI for Entrepreneurs: Big Data's Role in Social Innovation

L Lanuwabang, Anubhav Tiwari, Aayushi Arya, N. Yashan

Assessing the Impact of Social Entrepreneurship Research: Insights from Bibliometric Analysis

RK Kishore Patnala, Smita Kumbhar, Mahagaonkar Anurag Kishanrao, Kiran Kumar Thoti

The Impact of HRM Practices in Relation to Commitment and Retention of Talented Employees

Aisha Banu, Palle Buela White, Poonam, Jugunu R Nair, Ajit Kumar, Veenashri M

An Investigation into the Influence of 360-Degree Performance Evaluation on Job Performance: Crafting a Conceptual Framework

Uma Raman.M, Anand.J, G.Gokul Kumari, Lama Sameer Khoshaim, Sager Alharthi, Shweta Sharma

Integrating HR and Financial Resources to Address Parenting Stress in Working Mothers

Seema Balan, M.R.Prakash, M. Karthik, Kishorsinh Chauhan, Hrutuparna Bhalchandra Kamble

Digitization of the Classroom AI and IoT Influence in the Education Sector

Sajana K.P, A. Devendran, M.S.Vasu, Dhamodaran S, Rakesh K. Kadu, Sanil S Hishan

Legal and Policy Frameworks for Women's Empowerment: Global Perspectives

Priyanka Gupta, Chintala Lakshmana Rao, Christabell Joseph, Pamarthi Satyanarayana, Nilanjan Chakraborty, K. Preetham

Ethical Implications of AI Adoption in HRM: Balancing Automation with Human Values

Richa Bhalla, Nakshatresh Kaushik, Prithu Sarkar , Potnuri Suribabu, Ajay Kumar Garg, Sreenivasulu Arigela

Ethical Considerations in Digital Marketing: Challenges and Best Practices

Monika Sharma, Mansi Batra Kawatra, Preeti vats, Suchita Arora, Ashok Kumar Sahoo, Manoj Sathe

Ethical Implications of AI-Driven Personalization in Digital Media

Ugandhar Dasi, Nikhil Singla, Rajkumar Balasubramanian, Siddhant Benadikar, Rishabh Rajesh Shanbhag

Ai Applications for Talent Acquisition and Employee Retention in Human Resources

Balagouda Patil, Varsha Choudhary, Kirti Tanwar, Anurodh Banode, T.J.Arun

Modigliani-Miller Proposition II on best performing Nifty midcap 50 stocks

N.Subramanian, Tushar Rathore, Sheena Ray Thomas, Neel Kamal Purohit

Online to Offline Education- Stress, Ethics, and Operational Concerns in the Pandemic Transition

Brajaballav Kar, Shreyan Kar, Namita Rath, Mithila Das, Nilamadhab Kar

Modernized Digital Marketing Strategies to Improve Customer Experience and Engagement

Gagan J. Bhatia, Rekha R, Reecha singh, Mohammad, Shiraz Bandaru, Srinivasa Rao

Redefining Loyalty: External Influences on Marketing Relationships

Arlene Shalma Fernandes, Dsouza Prima Frederick, Ashwini V., Kishore B N , Kruthika B B

Challenges of Financial Behavioral in Personal Investment: Analyzing the Role of Psychological Factors in Decision-Making

Shiva Johri, Vivek Khare, Mayank Malviya, Ashish Diwakar, Ashish Gupta, Abhishek Awasthi

Effects of Macroeconomic Factors on Indian Stock Market Performance: An Empirical Analysis

Janardhana Rao Nidamaluri, Gorantla Anil Kumar, Mallikarjuna Reddy Doodipala, S. Venkata Ramana, Lalit Khurana

Exploring the Relationship between Stress, Job Satisfaction, and Job Performance among College Teachers in India

N Praveen Kumar Reddy, Jayesh B. Mayekar, Nitin Kumar Srivastava, M.Mohamed Ishaq, M.Mohamed Ilyas, A.Sulthan Mohideen

"E-Recruitment Vs. Traditional Recruitment: The Impact of Social Media"

D Jogish, Ningambika G Meti, Manjunatha. S, Chandana T C, Udaya. S

Evaluating Workforce Analytics Effectiveness: An Analytic Hierarchy Process Approach

Shikha Gupta, Pooja Goel, Arpita Gupta, Mansi Chadha, Shipra Kumari, Manuha Nagpal, Zia Zehra Zaidi

Human-Machine Collaboration in Supply Chain Management: The Impact of AI on Workforce Dynamics.

Chaitanya Koneti, Guna Sekhar Sajja, Aruna Adarsh, Sai Santosh Yerasuri, Garima Mann, Anirban Mandal

AI as a Contrivance in Education Sector: Exploring Its Impending Impact on Students’ Performance

Soheli Ghose, Nida Sarwar, Rakesh Kumar, Noria Farooqui, Tanzeem Jahan Siddiqui, Iffat Naseem

AI in HR: Revolutionizing Recruitment, Retention, And Employee Engagement

M R Jhansi Rani, Vishnu Priya L V, C B Venkata Krishna Prasad

Customer Perception on E Payments

Manohar S Singh, A Seetharaman, K Maddulety

Machine Learning Techniques with Potential Applications in Risk Management at Small and Mid-Size Business

Babitha Lucin Rani B, Nagalakshmi M.V.N., Y.V.N. Sai Sri Charan, M A Nayeem, Jaya Saxena, Varanasi Rahul

Harnessing Business Intelligence: From Research Insights to Innovative Growth Strategies

Uma Raman. M, Antonette Asumptha J Rayan, Aditi Vijaysingh Aljapurkar, Inayath Ahamed S B, Neha Jain, Sheryl Sanches

Employee Well-being Programs: Evidence-based Practices and Outcomes

Yogesh Popat, Vinita Parashar, Chadalavada Lakshmi Nath, M. Janane, Christabell Joseph, Binoy Mathew

Empowering Women through Entrepreneurship: Case Studies from Developing Economies

Roop Raj, Supriya Pathak, Prithu Sarkar , B. Venugopal, Rajesh Bhaskar Survase, Ravindra Gharpure

IoT and Industry 4.0: Revolutionizing Manufacturing Processes and Supply Chains

Dr Usman AK, Shourav Md Hasibul Hasan, T. Ch. Anil Kumar, K T Thilagham, Dr. Ravikumar N, L Bharani

Analysis of Review of Literature on Women Entrepreneur in India

Tejaswini Bastray, Gondesi Santhoshi Kumari, Amulya G T, Mahabub Basha S

Technology’s Role in Sustaining Supply Chain Amidst Persistent Wars, With Reference to Russia-Ukraine War

Mukund Madhav Tripathi, Amit Bathia, Jagabandhu Padhy, Fevin Doshi, Saachi Karogal

The Evolving Landscape of Indian E-Commerce: An Exploration of Growth Trajectories and Hurdles Ahead

Veenus Gehlot, Poonam Rajharia, Jyoti Singh, Sumedha Soni, Madhu Bala Kaushik

Transforming Learning and Development in HRM through AI-Powered Personalized Training Programmes

Priyardarshani Singh, Om Prakash Yadav, Anurag Joshi, Kokila Saxena, Jyoti Singh, Richa Srivastava

Assessing Odisha’s Sustainable Development: A comprehensive analysis of the SDG India Index

Santosha Kumar Mallick, Jakki Samir Khan, Nabaghan Mallick, S.S. Debasish

Fashion Retail Consumer Behaviour: An Empirical Examination of Shopping Habits

S. Ramesh Babu, L. Ivan Kenny Raj, T. Manoj Kumar, T. Pranav Priyan

AI-Driven Multi-Modal Demand Forecasting: Combining Social Media Sentiment with Economic Indicators and Market Trends

Ravi Kumar Singh, Harsh Vaidya, Aravind Reddy Nayani, Alok Gupta, Prassanna Selvaraj

Achieving Balance: The Impact of Workplace Involvement and Self-Efficacy on Women's Work-Life Balance.

Ishret Fayaz, Nabila Mushtaq, Peerzada Munaqib Naseer, Baziga Farooq, Farzana Gulzar

Data Security and Privacy Concerns in Cloud-Based HRM Systems

N. Praba, Prateek Agrawal, Pooja Tripathi, Neha Jain, Budesh Kanwer, V.Samatha

Privacy in the Age of Artificial Intelligence: Addressing the Ethical and Legal Implications

Maria Devi Angerhofer, Samrat Datta, Anil Kumar Vishwakarma, Udit Raj Sharma, Vinita Singh Pooja Gautam

Stress Management in the Banking Sector

Bapuji Charan Swain, Jayanta Kumar Parida, Sanjeeb Kumar Jena

Building Wings to Sustain: Case Study on Operational Strategies and Challenges in Airport Management

Vinayak Vishwakarma, Yesha Mehta, Shalini Khandelwal, Satya Swarup Ranjan

Assessing the Influence of Green HRM Practices on Sustainable Employee Behavior

Sarjue Pandita, Swati Chandela, Ankit Garg, Ritesh Kumar Singhal

Evaluating Empl Oyee Training and Development Programs: Ahp-Based Assessment of Effectiveness and Efficiency

Krithi, Manjushri C Shetty, Nehila Farveen P, Tejashree, Stephigraph, Thilak Gowda, Shahla Abdul Rahman, Nivedita Nayak

Digital Marketing Metrics – A Detailed Review

Alok K, Amitabh Satapathy, Ranjana Mary Varghese

NEP and Research Orientation in Higher Education

Sarika Chhabria Talreja, R.Madhumathi, Shruti Gupta, Priti Chaurangnath Bhosale, Priyanka Rawal,

Predictive Modelling for Esg Risk Levels in S&P 500 Companies: Empowering Informed Investment Decisions

Yashodhan K. Karulkar, Christine D’lima, Atharva Hardikar, Anushka Rajurkar, Prathamesh Raut

A Comprehensive Study of Price-to-Earnings Ratios Across Industries

Chithira Nirmal, Balaji M, Charumathy S, Atchaya J, Ravi Veeraraghavan

Financial Analysis of Indian Automobile Original Equipment Manufacturing Companies

Kaushik Saha, Jaya Das, Jyothy Jacob, Jay Shankar Prasad, Ravi Veeraraghavan

Ease of Digital Payments and Influence Spending Habits and Financial Management - An Analytical Study

Ashish B. Joshi, Deepak Kumar Adhana, Mayank Saxena, Ankita Sharma, Rashmi

Impact of Task, Cognitive, and Relational Job Crafting on Faculty Organizational Commitment: The Mediating Role of Person-Job Fit

Shameema Khan, Ajaz Akbar Mir, Shaista Syed, Sumaira Farooq, Ratiba Riyaz, Peerzada Munaqib Naseer

Portfolio Optimisation for Retail Investors in the Indian Market: An MCDM Approach

Veerendra Anchan, Anish Gupta, Aarya Kothari, Avdeep Singh Lamba, Kriti Baid, Veer Bauva

Agile HR: Implementing Agile Methodologies to Enhance HR Functionality and Responsiveness

Saithu Mohammed, Jain Jacob M, P. Maheswari, Mailanchi Keel Ebrahim

Chatbots and Virtual Assistants: Revolutionizing Customer Service and Engagement in Marketing

Dussa Hemanath, Rakesh Arya, Prateek Agrawal, Prashant Kumar, Harshitha Y S, Puneet Kumar Aggarwal

Blockchain Technology in Retail: Improving Customer Loyalty Programs and Supply Chain Transparency

Tushti. P. Bakrania, Lalit Kumar, V. Bala Ruby, Gopalakrishnan Soundararajan, Raghavendran Venugopal, Puneet Kumar Aggarwal

Role of Faith based Organization in Achieving UNSDGs.

Himani Sharma, Veenus Gehlot, Gargi Sharma, Meenakshi Joshi

The Convergence of Minds and Machines: A Bibliometric Analysis into HRM and Industry 4.0 Dynamics

Jashan Jot, Kanika, Sanjeev Kumar Sharma, Upasna Joshi Sethi, Ritu Lehal

Machine Learning-based Pricing Optimization for Dynamic Pricing in Online Retail

Devarajanayaka, Kalenahalli Muniyanayaka, Shaheeda Banu S, Devang Jagdishchandra Desai, Vinay T V, Manesh R. Palav, Sanjit Kumar Dash

Smart Contracts and Blockchain: Integrating AI and IoT for Transparent Banking Transactions

Sandhya Sharma, G. Pandi Selvi, Shailaja M L, Arushi Mehta, Aparna Srivastva, Alok Gupta

Smart Retail: The Convergence of IoT and AI in the Future of Commerce

Venkata Praneeth Cheturi, G. Pandi Selvi, Amardeep Bajpai, Sudhir Pode, Rajendra Subhash Jarad, Shambhu Sharan Srivastava

AI-Driven Personalized Marketing Strategies: Leveraging IoT and Big Data in E-Commerce

Prachee Sharma, Shefali, Jeena Ittoop, Arun Lawrence, Yudhveer Singh Moudgil, S.B.G. Thilak Babu

Ethical Considerations in AI-Powered Student Profiling for Personalized Learning

Anganabha Baruah, Walter Hugh Parker, Madhavi G.M, E. V. Ramkumar, Subhransu Bandyopadhyay, S.B.G. Thilak Sayila

IoT-Driven Smart Cities: Leveraging Big Data and AI for Sustainable Urban Development

L. Sujatha, M. Hemasundari, Sudhir Pode, Vineet Shrivastava, Swayam Shashank Shah, Pallavi Datta

Quite Quitting: A Bibliometric review

Dr. Pranay Karnik, Dr. Deepti Bajpai, Dr. Jaya Jaisinghani, Dr. Deepak Jaroliya

Retracted

Retracted

Enhancing Fraud Detection and Risk Assessment in Financial Services Using Machine Learning and Predictive Analytics

RVS Praveen, Chandan Kumar, E. Manigandan, Abbarapu Ashok, Pushpa Rani, Subharun Pal

Real-Time Fraud Detection in E-Commerce Using Machine Learning Models

RVS Praveen, Ismatha Begum, Satish Chandra Ojha, Shambhu Sharan Srivastava, P. Chellammal Subharun Pal

The Moderating Role of Citizenship in Reducing the Effect of The High Tax Rates on Tax Evasion: A Case Study of the North African States

Ould Bahammou Samir, Ben laria Mohamed, Omari Aicha, Mahdaoui Meryem, Kouidri Abderrahmane, Azizi Ahmed Oukacha, Ben Ahmed Mohamed Elhadi

Enhanced Predictive Analysis of Online Consumer Purchase Psychology using Deep Learning

Nawab Akram, RVS Praveen, Rohit Abhimalla, Sindhu. V, Manasi Vyankatesh Ghamande

Behavioral Consequences of Customer Inspiration: The Role of Social Media Inspirational Content and Cultural Orientation

T. Shyam Swaroop, Shresth Kumar, Ankit Garg, Vinayaka Tripathi, Shilpi Singh, Harshit Singhal, Kumar Bharat

Impact of Trust and Service Quality on Retail Banking Customers' Satisfaction and Loyalty

G. Nagamani, Bhavishya Mathur, Renu Bala, Ganesh Datere, Akanksha Kathuria

Artificial Intelligence in Financial Auditing: Innovating Traditional Practices for Enhanced Accuracy

Abhay Shukla, B. Ahmed ANisha Fathima, Chinnem Rama Mohan, Kawerinder Singh Sidhu, Roopa Balavenu, Sumeet Gupta

Predictive models for Employee satisfaction and retention in HR using Machine learning

J. Ramya, Anindita Das, Divya J, P. Girijasri, Ajit Kumar, N L Mishra

Parents and Students in Educational Services with Special Reference to Tutoring & Online Courses

Parag Kalkar, V. Ambedkar, Manish Didwania, Suresh Frederick, N.V.S.Suryanarayana

Intrusion System Detection System using Decision Tree Compared to Linear Regression

Amit khare, Sushil Jindal, Madhuri Prakash Kamble, Sourabh Poswal, Gurusharan Kaur

Consumer Privacy Concerns and Marketing: Navigating the Post-GDPR Landscape

K. Narendra Kumar, Pooja Singh, N. Kogila, Syed Hassan, Imam Gardezi, Shilpi Singh, Abdulla Basha A

Performance Analysis of Reits and Invits in India: A Comparative Study with the Nifty 50

Amit Bathia, Aarav Jain, Anshika Jajoo, Eeshan Bhat, Nisarg Shah, Vandit Shah, Jagabandhu Padhy

Collective Bargaining Process and Industrial Relation Environment in Public Utility Services in India

M.Sudheer Kumar, P.Ratna Mary, Vemulapalli Sailaja, Charles P, Yanduri Jagadish

Navigating the Abyss and Challenges of Metaverse: A Delphi-Based Study

Neha Issar, Lakhwinder Kaur Dhillon, Krity Gulati, Kajal Chauhan, Rajul Gupta

A Critical Study of Psychology of Retail Investors

Jinal Vishal Lathia, Shiva Padme, Srija Ramakrisshnan

Inter-market Volatility Transmission between Indices and Bonds in Indian Market

Priyanka Dukhande, Rahul Shah, Vijayalakshmi Kannan, Vilas Chaudhari

Blended Learning Effectiveness the Relationship between Students Characteristics and Outcomes

Boddu Laxman, K. Santhanalaxmi, Anusha.N, M.Sugin Raj, B. Maheswari, T. Usharani

Marketing Management in Ed-tech: Innovations and Challenges in Promoting Educational Technologies

Ashwinkumar Arvindbhai Santoki, Shailendra Pawaskar, Arun Kant Painoli, Madhulika Rajput, Dulera Divyakant Mohanbhai, Monalisa Mishra
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