The Differential Impact of Microfinance on Women's Economic and Social Capital: Evidence from a Quasi-Experiment in Ahmedabad

Abstract

This study examines the role of macro finance in empowering women in Ahmedabad focusing on the factor that driven the participation the outcome of their involvement and the challenges they face in assessing financial services the research investigate what the economic and social impacts of microfinance Programs on women’s lives emphasizing their contributes to financial independence entrepreneurs development And overall wellbeing using a survey based methodology data were collected from women engage with various microphones institutions across Ahmedabad the findings reveal that the majority of respondents perceive microfinance as a positive force in improving financial stability decision making power and social status over 70 % of the participants reported enhanced economic opportunities small business of entrepreneur Activities However children’s research has a lack of awareness high interest rates and documentation barriers continue to hinder accessibility and effectiveness the study highlights the importance of developing digital platform and implementing AI based credit models and strengthening partnership between microphone and citizens and local businesses it concludes that while microfinance and significantly advance human empowerment in Ahmedabad further innovations and inclusive policies and targeted interventions are essential to ensure sustainable and equitable growth for women entrepreneur in the region