Systematic Investment Plan: Patterns, Preferences, Perspectives and Views of the Student Community

Abstract

A significant demographic transitioning into financial independence is represented by college students. Their investment behaviour lays the foundation for lifelong financial habits, making it important to understand how SIPs fit into their financial journey. Understanding the college students’ views on patterns, preferences, and perspectives related to Systematic Investment Plans is aimed by the present study. The primary data is gathered through the use of questionnaires as the data collection instrument. A convenient sampling approach was used to select 132 respondents for the study. It can be concluded as a result of the research that most young adults are aware of SIPs but do not invest because of knowledge gaps, money issues, and market concerns. Participation can be encouraged by affordable, simple, and student-focused options, helping them to start their investment journeys early.