The Correlative Study Between Financial Literacy, Risk Appetite and Technical Dependencies amongst Academic Professionals

The link between individual risk choice and technology dependence is an essential field of ​​research for understanding the effect of technology on managerial processes. The function of this study is to investigate how dependence on technological tools and systems alters risk-taking behaviour. This research investigates the link between risk appetite, technology dependence and financial literacy in the academic zone. Survey feedbacks, financial attitudes, financial knowledge and financial behaviour from 107 candidates were used to completely characterize personal financial education. We levied respondents' risk appetite and adoption of technology in their daily course. The intent of this study is to show the link between financial literacy, risk appetite and technology dependence by evaluating the relationship between these variables. The evidences show how distinctive people understand and engage in financial literacy and give to the risk and extent of technology assimilation in these viewpoints and behaviours. Understanding these links is crucial to inform educational approach to intensify financial literacy and encourage responsible financial decisions in the education area.