Work–Life Balance and Insurance-Related Financial Stress Among Women Professionals in Remote Work Environments: An Empirical Study from India

The rapid expansion of remote work has altered the professional and personal lives of working women, often intensifying work–life imbalance, psychological strain, and health-related concerns. Alongside these challenges, financial insecurity and insurance-related protection needs have emerged as relevant determinants of overall wellbeing and work sustainability. This study examines the work–life balance status of women professionals working in remote settings and evaluates the association of perceived financial stress and insurance-related security with work–life balance outcomes. The study adopts a descriptive and analytical research design using primary data collected through a structured questionnaire administered to women professionals (n=100). Descriptive statistics and association-based analysis were used to interpret the findings. Results indicate that work pressure, extended working hours, and limited time for family responsibilities contribute substantially to work–life imbalance. Health issues and psychological stress were found to be key drivers of perceived financial vulnerability, thereby strengthening the need for employer-supported health insurance, wellness coverage, and financial wellbeing initiatives. The study concludes that integrating insurance-linked wellbeing support into organizational policies can improve work–life balance, reduce stress exposure, and enhance workforce retention among women professionals in remote work environments.