Leveraging Digital Finance for Driving Sustainable Financial Inclusion: A Study on the Hakkipikki Tribal Community in Mysuru District

Abstract

Purpose – This research study aims to explore how digital financial services can drive sustainable financial inclusion.

Design/methodology/approach – Utilized statistical tools such as the Independent T-Test, One-Way ANOVA, and Pearson Correlation Analysis to examine the significant differences between respondents' demographic factors, perceptions, adoption of digital financial services, and financial inclusion.

Findings - The outcomes of statistical analysis underscore that the key factors assessing Hakkipikki tribal community users’ inclination towards the uses of digital financial services for sustainable financial inclusion have a notable impact on actual digital finance product usage.

Originality/Value – To the best of the author’s knowledge, no primary data study has been conducted for the respondents of the Hakkipikki tribal community. This research study utilizes 100 tribal respondents, which helps to increase the degree of freedom and provide reliable results to the existing body of knowledge. This study explores the transformative potential of digital finance in advancing sustainable financial inclusion, focusing on the Hakkipikki tribal community in Mysuru District, Karnataka. As marginalized groups face systemic barriers to formal financial services, digital financial technologies offer innovative pathways to bridge these gaps.