A Comparative Analysis of Financial Consequences for C-Section Birth and Vaginal Birth among Working Women and Housewives

This research provides a comparative evaluation of the economic impacts of cesarean section (C- section) and vaginal delivery among working women and housewives. The study seeks to estimate the cost implication of both forms of delivery, taking into consideration direct costs in the form of hospitalization, medication, and surgery, as well as indirect costs in terms of loss of income and expenses on postnatal care. Utilizing a mixed-methods approach, the research is carried out in Pune with 200 respondents on purposive sampling to provide a fair representation. Statistical measures like mean, standard deviation, t-tests, and regression analysis were utilized using MS Excel and SPSS. The research identifies that C-section delivery is much costlier for families with longer stays in the hospital, surgery, and related medical bills. Conversely, vaginal deliveries, although less costly, can also incur significant indirect costs for postpartum recovery and accompanying healthcare requirements. The study also uncovers variations in health insurance coverage, where a significant percentage of women, especially housewives, experience financial pressure from out-of-pocket payments. The study emphasizes the need for stronger health policies, financial assistance programs, and greater insurance coverage to reduce the economic burden of childbirth, especially among economically disadvantaged women. The policy implications of the study are aimed at increasing financial support mechanisms, encouraging affordable maternal care, and enhancing access to insurance coverage to provide equal childbirth experiences.