Empowering Women Through Mahila Bachat Gat in Mumbai: Challenges, Opportunities, And Impact

Abstract

Mahila Bachat Gats (Women's Self-Help Groups or SHGs) have become a pivotal tool for women empowerment and socio-economic growth in India. These small voluntary groups allow women to come together to share resources, access microfinance, and achieve financial independence, as well as develop social capital and leadership abilities. This research explores the contribution of Mahila Bachat Gats towards women empowerment in Mumbai, a city marked by severe socio-economic contrasts. The study analyzes the economic and social effect of these groups, examining how they help improve women's income, savings, and financial literacy. It further explores improvement in decision-making, community participation, and general self-esteem level among the members. The study also unveils challenges to Mahila Bachat Gats in Mumbai, including restricted financial resources, social obstacles, and institutional barriers, in addition to providing actionable suggestions for their sustainable development. By a mixed-methods research design that incorporated surveys, interviews, and case studies, the study identifies the potential of Mahila Bachat Gats in transforming urban women's economic and social issues. The study highlights the importance of empowering women through collective action and offers lessons to policymakers, practitioners, and stakeholders interested in promoting the effectiveness of self-help efforts in urban areas.