Financial Inclusion in Emerging Economies: A Systematic Literature Review

Abstract

The primary aim of this study is to identify the existing gap within the domain of financial inclusion. The objective of this article is to systematically categorize the literature pertaining to financial inclusion in emerging economies, while also examining the prevailing patterns and themes within this area of study. This can be achieved by identifying the limitations or gaps in the past research and the selection of variables in the current studies, so allowing for future research opportunities. The primary focus of research mostly is on developing and underdeveloped countries, with particular attention given to issues such as financial literacy, the utilization of technology for financial purposes, gender issues, and the banks’ performance and government policies and implications. Furthermore, a comprehensive examination of the literature from SCOPUS database in the subject “financial inclusion” during year 2012 and 2022 were considered for SLR in the context of developing countries.