DR. LALIT KHURANA, DR S RAMESH CHANDRA; DR.N.JANARDHANA RAO, DR VIJAYAKUMAR THOTA; DR RAGHU RAM KAIPA, DR S. VENKATA RAMANA. Fintech And Financial Inclusion In India: A Data-Driven Analysis Of Digital Payments And Banking Access. Journal of Informatics Education and Research, [S. l.], v. 5, n. 3, 2025. DOI: 10.52783/jier.v5i3.3774. Disponível em: https://jier.org/index.php/journal/article/view/3774. Acesso em: 11 mar. 2026.