PRINCE JAISWAL, SUNIL ADHAV, BITUPON BORAH, VINAY BHALERAO, ABIN T JOHN, G.SUBASHINI. The Impact of IoT on Personal Finance Management: Empowering Individuals in the Digital Age. Journal of Informatics Education and Research, [S. l.], v. 4, n. 2, 2024. DOI: 10.52783/jier.v4i2.1144. Disponível em: https://jier.org/index.php/journal/article/view/1144. Acesso em: 25 feb. 2026.