The Impact of IoT on Personal Finance Management: Empowering Individuals in the Digital Age. Journal of Informatics Education and Research, [S. l.], v. 4, n. 2, 2024. DOI: 10.52783/jier.v4i2.1144. Disponível em: https://jier.org/index.php/journal/article/view/1144. Acesso em: 6 apr. 2026.