Influence of Attitude, Future Time Orientation on Financial Planning for Retirement – A PLS SEM Approach. Journal of Informatics Education and Research, [S. l.], v. 5, n. 1, 2025. DOI: 10.52783/jier.v5i1.2361. Disponível em: https://jier.org/index.php/journal/article/view/2361. Acesso em: 14 apr. 2026.