Users’ Perceived Risks and Challenges of FinTech Adoption in India: An Empirical Investigation. Journal of Informatics Education and Research, [S. l.], v. 4, n. 1, 2024. DOI: 10.52783/jier.v4i1.524. Disponível em: https://jier.org/index.php/journal/article/view/524. Acesso em: 7 aug. 2026.