NASA DHANRAJ RAJWINDER KAUR, BAIG MANSUR IBRAHIM, K. BALANAGA GURUNATHAN. Role of Fintech Adoption on Effective Functioning of Financial Institutions: An Empirical Study. Journal of Informatics Education and Research, [S. l.], v. 4, n. 1, 2024. DOI: 10.52783/jier.v4i1.523. Disponível em: http://jier.org/index.php/journal/article/view/523. Acesso em: 1 mar. 2026.