Sanghamitra Behera, Sushil Kumar Gupta, Pooja Gupta, Afa Asif Qidwai, Ishrat Rasool,. L. Jayanthi. (2024). Strategic Insights into Financial Management Challenges Faced by SMES. Journal of Informatics Education and Research, 4(1). https://doi.org/10.52783/jier.v4i1.732